In the days when we eat more and more cancerogenic food , cancer had mowed down more than 9 million people in Europe. How can we protect our health and life against the scourge in recent years-cancer or against the recklessly expensive treatment centers prices in Bulgaria and all over the world.
There is a solution- the products of life insurance companies. Investment in health may be made by each of us at a very affordable price on the background of returns of investment in case of necessity.
Life insurance companies offer insurances with covered risks as: stationary hospital stay inclusive of funds for accompanying person, hospital stay, daily treatment; transportation of patient; ambulatory treatment; dental treatment; child delivery; child delivery at home; rehabilitation; balneo sanatorium treatment; saving and repatriation costs etc..
Another product ensures coverage for services and medical expenses in relation to an insured person out of the Republic of Bulgaria like treatment of all kind of malignant tumor, inclusive of leukemia, sarcoma or lymphoma (bypass of the coronary artery (myocardial revascularization); Change of hart valve, neurosurgery; transplantation of organs including tissue of alive donors. The maximum amount of compensation to this insurance is EUR 1 000 000 for one insurance year and maximum limit for the period the insurance is active is in the amount of EUR 2 000 000 ! As an example this product is offered by some companies at a price of BGN 36 per month for people aged 19-64.
Also certain products of life insurance may be used as a means for saving. This happens through insurances where part of insurance premium is used for forming a saving fund, which insurer invests and pays the client on maturity date or insurance event, and another part covers the risk from accident and diseases.
Advantages of life insurance are not little but more people do not know them, and there is a lack of consultants good enough to offer them.
For more information – SIS Brokers part of Financial Group SIS.